Monday, April 24, 2017

Get Into The Flow State

Yesterday and today had been a blast for me. I guess I'm gradually learning how to be happy all the time, regardless of external circumstances.

Recently stumbled on this Youtube video about the Flow state, a concept developed by Mihaly Czikszentmihaly. The videos on the subject are truly enlightening.  I have yet to read the book though.
  

sup tulang

This is a delicious bowl of sup tulang, but it's not just any sup tulang, it is from the kitchen of Restoran ZZ Sup Tulang, a popular restaurant in Johor Bahru.

I know I'm always telling people to stay healthy, be good do good, etc, but tonight I'm going to chill and say: "suck all the bone marrow dry, if you want".

Life is so uncertain.

Ok,  I'm a bit "derailed" today,  after receiving news that a friend had died of pneumonia.  He was a yoga practitioner and all, and wasn't obese.  I don't think he's even 40 yet.

He always answers my calls and all my queries, or he would get back to me with the info I need, even if it was a Friday.  In Johor, Friday's a rest day for civil servants.

Anyway, I saw a post on his FB page where someone wrote: "Dah settle semua urusan untuk kau "balik kampung".  I think Mohd Firdaus would have read that with a smile.

Besides that post, I saw many mutual friends on FB had also sang praises of him.  He had touched many lives in a good way.  And that is how we would all like to be remembered.

Life is transient, life is a gift ...  be the best version of yourself and make everyday a blast.  


Friday, April 21, 2017

Preparedness Is The Key



A visit to an eye specialist in Johor Bahru costs me RM400 yesterday.  It was quite unexpected.  Last year, I don't think it cost that much.   

According to Nikkei Asian Review, the Consumer Price Index (Malaysia's main gauge of inflation) rose 5.1 per cent in March, driven by costlier fuel.  The average inflation rate could be more than 4 per cent in some months.

So, please take note of inflation, and try to beat it by having a long-term investment plan that can potentially offer higher returns, like a unit trust.  I say "potentially" because nothing in life is guaranteed. 

"Save until when?" is the common question I get from some friends when I tell about making savings a priority.  Of course family is priority, and you need to pay the monthly bills and debts and other neccesities.  But you should also cultivate the discipline to pay yourself first, especially when you are still receiving a monthly income. 

When the income stops, you're going to have to dig from your own savings.  How much you can accumulate until retirement, is one goal everyone should think about. 

But accumulate wealth the right way.  Don't cheat or deprive others to get ahead.

Meanwhile,



a glass of avocado milk with a dash of raw honey, is a delicious way to start the day.

Having lots of money will not ensure happiness if you are deprived of health and peace of mind.

Stay healthy.


Saturday, April 8, 2017

Country Garden Central Park

Country Garden Central Park launches Phase 1 of its development in Taman Damansara Aliff, Johor Bahru

The condo units come in 6 layouts ranging from 403 sq ft to 1,631 sq ft.  General manager (sales and marketing) Qian Zhao Yang says Country Garden Central Park development was designed with local buyers in mind with units pegged at only RM600 per sq ft.

The 21.5ha development is Country Garden's fourth project in Malaysia. The others are Country Garden Danga Bay, Forest City, both in Johor, and Country Garden Diamond City in Semenyih, Selangor.


Lovely lasses in graceful kebayas serving drinks to guests at the Country Garden Central Park sales gallery.

One of the highlights of the development is a 6.3ha public park. Joggers embarking on two rounds of the park would have completed 2.6km. 

grass sheeps adorn the lawn

The township is jointly built by Country Garden Holdings Co Ltd and Damansara Realty Bhd, and  managed by a joint-venture company, DAC Properties Sdn Bhd.

A Country Garden Holdings subsidiary, Country Garden Management Sdn Bhd holds a 70 per cent stake in DAC Properties, while Damansara Realty Johor Sdn Bhd has a 30 per cent stake.

source:  Country Garden's Latest Homes Pegged At Just RM600-sq-ft

For more info, call 1300-88-0888 

Monday, March 20, 2017

No Investment Is Risk Free


http://www.scmp.com/news/china/policies-politics/article/2080433/how-chinas-overseas-property-dream-turned-nightmare

China's ambassador to Malaysia Dr Huang Huikang said that China does not discourage  property investments overseas.

http://www.nst.com.my/news/2017/03/221884/chinas-capital-controls-wont-affect-msian-investments-ambassador

No investment is risk-free.  The higher the returns, the higher the risk.  And no one can foresee the future.

Even mutual funds/unit trust investments pose the risk of a lower Net Asset Value when the market is bad.  But over a period of time, the chance of a gain is quite certain as there will be distributions or dividends and compounding of the investment along the way.

That's why time in the market (your investment) is more important than timing the market (to make an investment).

If you keep waiting for the market to crash before going into unit trust investment, you may miss the opportunity to catch the wave when the market is on the rebound.  

By not doing anything or taking any risk at all, you face the risk of being battered by inflation in the future. DO also die, DON'T DO also die!  I know, the choices we have to make in life is quite burdensome.

But don't be burdened by the regret of letting time slip by without taking any calculated risks to end up with something that can offer a little more.

Make the decision to take the right action TODAY.

Sunday, March 19, 2017

Any Day Is A Perfect Day


Mid Valley Megamall

At Mid Valley Megamall in Kuala Lumpur, any day is a perfect day for shopping.  That's what the ad (in the pic) says.

I took a bus from JB on Monday morning, spent the entire Tuesday shopping and eating in KL, and then got onto a bus back to JB on Wednesday morning.


Breakfast at the

 

a cup of black coffee to go with 2 sunny side up eggs, beef patty, caramelized onions and potatoes
 
and going vegetarian at night with
 

a superior rice bowl in herbal soup

at

 
I enjoyed both breakfast and dinner.  In between, I had an almond croissant.

A change of scenery is like a breath of fresh air.  Away from the daily grind, and the routine of seeing our hard-earned salary flowing out to settle loans, debts, bills and various necessities every month.

But be thankful for all that.  We still have some for savings and mild indulgences, right?  If we spend prudently and invest wisely in all areas --- be it love, friendship, health, money, we will enjoy  a fruitful yield and lead a happy life.

I've had a most amazing week.


Sunday, March 12, 2017

KTP

Updated

Info just came in that the KTP deal has been scrapped.


Original Post

This is my friend's thoughts on the Kim Teng Park issue.

1.  There seems to be a lack of interest in the plot of land where Kim Teng Park is built.  If the Rapid Transit System terminus is going to be built there as speculated, there would have been a bidding war for the land.  So, it is more likely that the developer will build a condominium.

2. The plot of land in Woodlands, which is going to be the RTS terminus in Singapore, will cost from S$900 to S$1,000psf, so the purchase price of RM1,000 psf offered to the Kim Teng Park residents (if it really was going to be the RTS terminus in JB), which works out to be about RM1 bil for the entire estate, is probably an attractive deal for the developer as the plot would likely be re-zoned.

That would mean a much higher plot ratio, and an increase in the gloss floor area to many times more than the RM1 bil purchase price.

My friend does not doubt the deal but believes China's current capital controls may delay it.



Friday, March 10, 2017

Strategy Switch


Updated

Met a resident of Kim Teng Park, one of JB's oldest housing estates which I wrote about in

Whats-cooking

He told me not to worry and assured me that the residents will not be shortchanged.

"The representatives have yet to get back to us after the first meeting where they agreed to give us 20 per cent of the total amount so that we can go look for a new property within 6 months.

"After the cheque for the 20 per cent is cleared and we have placed the deposit for our new house, we will be getting the remaining 80 per cent.

"Only after the cheque (for the 80 per cent) is cleared by the bank, then only are we to surrender our title for the Kim Teng Park property to them.  And, if we decide to buy a unit in the upcoming condominium that they are building, we are entitled a 20 per cent discount".

Todate, no one has signed anything yet.  Hope things go well for the residents.



In a WhatsApp message, someone told me this little girl i only 5-years-old. 

Original Post

The latest on the Forest City development

http://www1.nst.com.my/news/2017/03/219631/wider-sales-reach-est-city

Get Into The Flow State

Yesterday and today had been a blast for me. I guess I'm gradually learning how to be happy all the time, regardless of external circums...