I hope the elderly man (pictured) is going through the rubbish because he wants to separate the recyclables from the other trash, spurred by his love for the planet.
Imagine a future where the growing grey-haired population will have to depend on a smaller working population. This will lead to the public having to bear with the rising cost of healthcare and social welfare, which will be followed by a hike in taxes.
With the current number of 14.5 million working Malaysians in the country and 89 per cent earning less than RM5,000 a month, only 6.7 million are active EPF contributors. Of these, only 22 per cent have saved enough for retirement to sustain for 20 years. - source Don't Depend On Just Your EPF To Survive In Old Age
I used to say: "Save so much for what? May not be around for long after retirement", and my friend's swift reply was "What if you survive for another 10 to 15 years?"
According to EPF, RM196,800 is the minimum amount ne…
"Feeling troubled. Actually there's no problem. No problem at all but feeling troubled. How?"
My FB friends thought I was having anxiety disorder. Well, can't blame them. At least they cared enough to leave a comment.
Actually, I was troubled because earlier in the day, a friend had texted me that she needed to raise a substantial sum of money. I typed a total of 3 messages in reply but deleted each one of them. Why? Because I didn't know what to say.
The request threw my mind into chaos because I believed no one would ask you for money if they don't need it. And secondly, what are friends for, if you can't help them in a time of need? But she said she would pay me back when she gets a bonus (which is uncertain) and when she sells her house (which is going to take time).
The amount, by the way, was > RM10,000 but < RM20,000.
Fortunately, before the end of the day, she texted me to say it'…